New: Expanded ACA solutions

Accurately tracking and reporting your clients’ employee population is critical to achieving ACA compliance.

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Coronavirus update

COVID-19: Coronavirus Update for U.S. Insureds

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Our consultative approach

In businesses where the right benefits can often be the difference between a highly motivated staff and an untenably high-turnover rate, we supply the tools needed to keep both employees and businesses healthy.

At Ternian, we take a truly consultative approach to provide benefit solutions and services that meet the needs of mid-size and large employers, small businesses and associations nationwide.

From tech platforms and service capabilities that offer ease of administration for employers and ease of transferring business for brokers, we have both sides of the equation covered.

The benefits of our customization


For employees

They get limited benefit medical coverage to help offset commonly occurring medical expenses.


For businesses

They get smart, tailored coverage and servicing tools that provide unsurpassed ease of management.

Why Ternian


Unsurpassed expertise

Our deep and detailed understanding of the dynamics of business and the benefits marketplace enables us to serve you and your clients better.

Nimble & responsive

When needs or situations change, we help businesses quickly pivot to the best products for their evolving requirements.


Customized solutions

Understanding that every company, staff, and situation is different, we tailor our solutions for the exact needs of the business.

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